To save money in 2019, there are a few easy things that you can do. One is to make a budget and stick to it. The new year is a time for resolutions and fresh starts. It’s also the perfect time to make some changes to your finances.
If you want to start 2019 off on the right foot, some painless ways to cut costs. The first is to ensure that you are getting the best deals on everything you buy. You can also reduce your expenses by cutting back on some of your regular expenses. Finally, you can try to make more money to have more money to work with.
Painless ways To Cut Costs In 2019
10. Stop paying for recorded music
Pandora and Spotify & YouTube are In the era of music streaming; there’s no need to pay for recorded music. Services like Spotify and Apple Music allow you to listen to almost any song you want without purchasing it. If you’re not a fan of streaming, services like Pandora and Slacker Radio offer similar options at a lower cost.
If you decide to stick with purchasing music, there are ways to do so without spending a lot of money. For example, sites like Bandcamp allow artists to sell their music directly to fans, often cheaper than what you would find on iTunes or Amazon.
Additionally, many artists offer free downloads of their music on their websites or social media pages. By taking advantage of these alternatives, you can save yourself a lot of money in 2019. So don’t waste another dollar on recorded music – stream it for free instead!.
9. Use coupons when you shop
Coupons and RetailMeNot Coupons are one of the easiest ways to save money on your shopping. However, you can use coupons to your advantage in a few ways.
If you have a loyalty card for a store, you can often get extra coupons in the mail or through email. You can also find coupons online.
Many websites offer printable coupons, and some even have coupons that can be scanned right from your phone. Another great way to save money when you shop is by using a rewards credit card.
Many credit cards offer bonus points or cashback on certain spending categories, like groceries or gas. So, for example, if you use a card that offers bonus points at grocery stores, you can use those points to get free groceries or other merchandise.
8. Compare prices online
With the cost of living rising, it’s more important than ever to save money. One way to do this is by comparing prices online before making a purchase. This can be done for everything from groceries to cars.
There are several ways to compare prices online. The first is to use a price comparison website. These websites allow you to enter the item you want to buy and compare prices from different retailers. The second way is to use a search engine. Type in the thing you want and then compare the costs from other websites.
The third way is to use a shopping app. There are many shopping apps available, such as ShopStyle and Amazon Shopping. These apps allow you to search for items and compare prices from different retailers. The fourth way is to use social media platforms like Facebook and Twitter.
7. Close your self-storage unit
One of the easiest ways to cut costs in 2019 is to close your self-storage unit. Many people are surprised to learn that they can save hundreds of dollars a year by doing this. Here are some painless ways to close your self-storage unit:
- Sell any excess belongings you don’t need. This is a great way to declutter your home and make extra money.
- Rent a storage locker instead. This is a more affordable option than renting a self-storage unit.
- Store your belongings with friends or family members. This is a great way to save money and stay connected with loved ones.
- Use online storage services. These services are affordable and convenient.
- Get rid of unused electronics and appliances. These items take up valuable storage space and often go new.
6. Read books on mobile devices
It’s no secret that books are expensive. Between the cost of the book itself and the shipping, it’s not unusual to spend $30 or more on a new release. With e-readers and tablets, though, there are painless ways to cut costs in 2019. Here are a few tips:
- Compare prices online before you buy. Sites like Amazon and Barnes & Noble offer lower prices than physical stores, and many e-reader retailers offer discounts on new releases.
- Rent books from your local library. Most libraries now offer e-books, and some even let you borrow audiobooks.
- Subscribe to a book subscription service like Scribd or Kindle Unlimited. For around $10 per month, you can access thousands of books—both new and old.
5. Reach for a sweater instead of the thermostat
There are painless ways to cut costs in 2019. One way is to reach for a sweater instead of the thermostat. Turning down the thermostat by just two degrees can save you $100 a year on your heating bill. Another way to save money is to comparison shop for insurance rates.
You can save up to $500 a year on your car insurance by comparing rates. You can also save money on your cell phone bill by switching providers. By switching providers, you can save up to $50 a month.
Finally, you can also reduce your energy costs by making minor changes to your home. For example, installing a programmable thermostat, sealing leaks and installing LED lightbulbs are easy ways to reduce your energy costs.
4. Use credit cards that offer rewards
credit card the use of credit cards that offer bonuses is one painless way to cut costs in 2019. Credit card companies offer a variety of rewards, including cashback, airline miles, and hotel points. Tips can reduce the cost of travel, merchandise, or gift cards.
To get the most out of a rewards credit card, pay off the balance each month. Otherwise, you will pay more in interest than you would have if you had chosen a non-rewards credit card.
Another way to save money in 2019 is to comparison shop for deals on products and services. Several websites and apps make it easy to find the best prices on everything from airline tickets to groceries.
3. Improve your credit score
There are many painless ways to cut costs in 2019. One way to save money is to improve your credit score. A good credit score can help you get a lower interest rate on a car loan or mortgage. It can also help you get a job or rent an apartment.
There are several things you can do to improve your credit score. First, make sure you are paying your bills on time. Second, try to keep your credit card balances low. And third, don’t apply for too many loans or credit cards.
Several websites offer free advice if you need help improving your credit score. For example, the Federal Trade Commission website has a lot of information about improving your credit score. And the Consumer Financial Protection Bureau offers tips for people who want to build good credit.
2. Delay big purchases
There are plenty of painless ways to cut costs in 2019. You can start by delaying any big purchases you have planned. This will help you avoid overspending and ensure that you have enough money saved up for other essential things.
You can also save money on groceries by planning your meals ahead of time and avoiding buying processed foods. Buying in bulk can also help you save money, as long as you have the storage space for everything.
Finally, consider cutting back on your spending habits and finding cheaper alternatives to what you usually buy. There are many ways to save money without making any significant sacrifices, so there’s no need to worry!
1. Raise your auto insurance deductible
Auto insurance there are painless ways to cut costs in 2019. One way is to raise your auto insurance deductible. This can save you hundreds of dollars a year. For example, raising your deductible from $500 to $1,000 can save you up to $200 a year on premiums. If you have a good driving record, raising your deductible to $2,000 can save you $400 a year on premiums.