Shopping is considered as one of the global and local everyday activities. No society in the world is devoid of individual shopping. People go to stores, supermarkets, and places of sale dedicated to public life needs such as food and beverages components, clothes, tools for the home and many others.
It includes buying and selling operations. The payment methods vary, as some spend money in cash and directly, by electronic payment, or by so-called credit cards. In this article, we will talk about credit cards.
Credit cards are defined as small plastic cards with a magnetic strip that contains a code that is read from an ATM. They are issued by accredited financial institutions and are used in buying and selling operations in addition to e-commerce, as credit card manufacturers put a higher ceiling on the money that They are used in the card.
Credit cards are distinguished because the amount of money paid through them is not deducted from the bank account directly. Instead, it is removed from the amount of money credited from the provider company, as the cash is paid once every 30 days. The customer can spend some money on The whole city or parts by credit card by adding a bank interest rate.
Their global and international importance distinguishes credit cards. They are considered one of the most important means used in conducting financial and monetary transactions because of their advantages that contribute to their spread on a vast global level. Credit cards have been divided into a group of types.
Standard Bank Credit Card, Debit Card, Secured Credit Card, Business Credit Cards, Student Credit Card, and the last of these, which we will nominate the best ones to you in the next few lines:
Here Are Best Credit Cards For College Students 2021
10.Discover it Student Chrome
Discover it Student Chrome offers ash back and other rewards as well as lenient terms for first-time credit cardholders. It provides 1 to 2% back in the form of rewards. It also allows its user to be late on the first payment without an exorbitant penalty APR.
9.Chase Freedom Unlimited
It gives you unlimited 1.5% cashback on all purchases without a spending limit, 5% cashback on travel, 3% cashback on dining, and 3% cashback on drugstore purchases. It has no annual fees and flexible redemption policies. It is by far the best cashback card for most students.
8.U.S. Bank Visa Platinum
The U.S. Bank Visa Platinum provides one of the most extended zero percent introductory APR periods of 20 months. And its fees are as low as 3%, making it much easier for paying down credit card debt eliminating high interest rates that could cause you to spend years paying them or even ballooning out of control.
7.Capital One Venture Card
It has a low annual fee of 95 dollars. The card gives you reward points whenever you spend miles; you get 2x miles with every purchase and 5x miles with hotel and car rentals.
6.Amazon Prime Rewards Visa Signature Card
If you are the type of student that shops regularly with amazon, this is the card for you. You get 5% back on all illegible purchases; not only that, but it also offers 2% cashback at restaurants, gas stations and drug stores and 1% on everything else.
5.Citi Double Cash Card
You earn 2% with every purchase, and it offers 1% cashback when you buy and another 1% when you pay for these purchases. It has an intro APR period on balance transfer. And it has no annual fees. According to this, it is a card with high reward rates.
4.Citi Diamond Preferred Card
It has no annual fees, 0% intro APR for 18 months on purchases, 0% intro APR for 18 months on balance transfer. With Citi entertainment, you can get special access to purchase tickets to thousands of events like concerts and sporting events.
3.Chase Sapphire Preferred® Card
It has annual fees of only 95 dollars. You can earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. With this card, you can move your rewards to a wide variety of loyalty programs, such as United Airlines or Hyatt, at a 1:1 ratio.
2.Blue Cash Preferred Card from American Express
If you are a student with a family, then this is the ideal card for you. It offers a massive 6% cash back at U.S. supermarkets on up to $6,000 in spending per year, 3% back on transit, 6% back on select U.S. streaming subscriptions and 1% cashback on everything else. It has a free first year of any annual cost than 95 fees after that.
1.Apple Card
With this card, you get 2% cashback on all purchases when you use Apple Pay, 3% cash back on eligible purchases of Apple gear and services, Uber and Walgreens purchases and 1% cash rewards on everything else. It has a unique feature that its privacy policy states that it will “never share or sell your data to third parties for marketing or advertising,” which is a rare and refreshing feature in today’s market.
Source| Card Ratings
