Are you planning on jet-setting across the globe but worried about the expenses? Look no further! In this comprehensive guide, we have curated The Best Travel Credit Cards in Canada that can help you save big on your travel adventures.
Whether you’re a frequent flyer or an occasional traveller, these cards offer amazing benefits, rewards, and perks that will make your travel experience even more memorable.
The Best Travel Credit Cards in Canada 2024
1. Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a fantastic choice for travellers who frequently visit international destinations. One of the standout features of this card is that it does not charge any foreign transaction fees on purchases made abroad.
This means you can freely use your card without worrying about additional costs. Furthermore, for every $1 spent on eligible grocery stores, restaurants, entertainment, and transit purchases, you will earn 2 Scotia Rewards points.
These points can be accumulated and redeemed for various travel-related expenses, including flights and hotel stays. To the rewards program, the card provides complimentary airport lounge access, allowing you to relax and unwind before your flight.
You will also have access to travel insurance, ensuring that you are protected during your journeys. Furthermore, the card offers concierge services, which can assist you in making travel arrangements, booking reservations, and providing personalized recommendations.
Some key benefits of the Scotiabank Passport Visa Infinite Card include:
- No foreign transaction fees on purchases made abroad
- Earn 2 Scotia Rewards points for every $1 spent on eligible purchases
- Complimentary airport lounge access
- Travel insurance coverage
- Concierge services
2. BMO World Elite Mastercard
The BMO World Elite Mastercard is specifically designed for frequent travellers who want to maximize their rewards and enjoy exclusive benefits. With this card, you will earn 3 BMO Rewards points for every $1 spent on eligible travel, dining, and entertainment purchases.
These points can then be redeemed for flights, hotels, vacation packages, and more, allowing you to save money on your travel expenses. The rewards program, the BMO World Elite Mastercard offers comprehensive travel insurance coverage.
This includes emergency medical coverage, trip cancellation/interruption insurance, and rental car insurance. These coverages provide peace of mind while you are exploring new destinations. Furthermore, the card provides VIP airport lounge access, giving you a comfortable space to relax before your flights.
The concierge services offered by the card can assist you with various travel-related tasks, such as making reservations or providing recommendations.
Key benefits of the BMO World Elite Mastercard include:
- Earn 3 BMO Rewards points for every $1 spent on eligible purchases
- Redeem points for flights, hotels, vacation packages, and more
- Comprehensive travel insurance coverage
- VIP airport lounge access
- Concierge services
3. American Express Cobalt Card
The American Express Cobalt Card is a perfect choice for individuals who enjoy dining out and exploring new culinary experiences. With this card, you can earn 5x the points on eligible eats and drinks, including groceries and dining out. This is a great way to earn rewards while enjoying your favourite meals.
The card offers 2x the points on eligible travel purchases and 1x the points on all other purchases, making it versatile for everyday use. One of the standout features of the American Express Cobalt Card is the flexibility it offers in terms of redemption options.
You can transfer your points to various airline and hotel loyalty programs, allowing you to maximize the value of your rewards. Furthermore, the card provides travel insurance coverage, ensuring that you are protected during your journeys. Additionally, as a cardholder, you will have access to exclusive experiences, such as pre-sale concert tickets or VIP events.
Key features of the American Express Cobalt Card include:
- Earn 5x the points on eligible eats and drinks
- 2x the points on eligible travel purchases
- 1x the points on all other purchases
- Flexible redemption options, including transferring points to airline and hotel loyalty programs
- Travel insurance coverage
- Access to exclusive experiences
4. TD Aeroplan Visa Infinite Card
For individuals who are loyal to the Aeroplan program, the TD Aeroplan Visa Infinite Card is an excellent choice. This card allows you to earn Aeroplan Miles on every purchase, which can be redeemed for flights, hotel stays, car rentals, and more. By using this card for your everyday expenses, you can accumulate miles and save on your future travel expenses.
The Aeroplan rewards program, the TD Aeroplan Visa Infinite Card offers various benefits to enhance your travel experience. These include priority check-in, complimentary first-checked bag, and access to Air Canada Maple Leaf Lounges.
These perks can make your journey more comfortable and convenient. Furthermore, the card provides comprehensive travel insurance coverage, protecting you against unexpected events during your trips. Additionally, as a Visa Infinite cardholder, you will have access to exclusive perks and privileges.
Key benefits of the TD Aeroplan Visa Infinite Card include:
- Earn Aeroplan Miles on every purchase
- Redeem miles for flights, hotel stays, car rentals, and more
- Benefits such as priority check-in, complimentary first-checked bag, and access to Air Canada Maple Leaf Lounges
- Comprehensive travel insurance coverage
- Exclusive Visa Infinite perks
5. RBC Avion Visa Infinite
The RBC Avion Visa Infinite card is highly regarded for its flexibility and extensive travel rewards program. With this card, you will earn RBC Rewards points on every purchase, which can be redeemed for flights, hotel stays, vacation packages, and merchandise. This provides you with a wide range of options when it comes to utilizing your rewards.
One of the standout features of the RBC Avion Visa Infinite card is the opportunity to convert your RBC Rewards points into miles with three major airlines. This allows you to maximize the value of your rewards and potentially access more flight options.
The card offers great travel insurance coverage, ensuring that you are protected during your travels. You will also have access to complimentary airport lounge access, providing a comfortable space to relax before your flights. The exclusive RBC Travel Concierge services can assist you in planning your trips and making the most out of your travel experiences.
Key features of the RBC Avion Visa Infinite card include:
- Earn RBC Rewards points on every purchase
- Redeem points for flights, hotel stays, vacation packages, and merchandise
- Convert points into miles with three major airlines
- Great travel insurance coverage
- Complimentary airport lounge access
- Exclusive RBC Travel Concierge services
6. CIBC Aventura Visa Infinite Card
The CIBC Aventura Visa Infinite Card is an excellent option for travellers who value flexibility and diverse redemption options. With this card, you can earn Aventura Points on every purchase, which can be redeemed for flights, hotels, car rentals, cruises, and more. This gives you the freedom to choose the type of reward that suits your travel preferences.
One of the unique features of the CIBC Aventura Visa Infinite Card is the Aventura Airline Rewards Chart. This chart allows you to maximize your points when redeeming for flights, ensuring that you get the most value out of your rewards.
The card offers travel insurance coverage, providing you with peace of mind during your journeys. You will also have access to complimentary airport lounge access and concierge services, enhancing your travel experience.
Key benefits of the CIBC Aventura Visa Infinite Card include:
- Earn Aventura Points on every purchase
- Redeem points for flights, hotels, car rentals, cruises, and more
- Aventura Airline Rewards Chart to maximize points for flights
- Travel insurance coverage
- Complimentary airport lounge access
- Concierge services
7. Capital One Aspire Travel World Elite Mastercard
The Capital One Aspire Travel World Elite Mastercard is an ideal choice for frequent travellers who want to maximize their rewards. With this card, you will earn 2 reward miles for every $1 spent on all purchases. These reward miles can be redeemed for any travel expense, including flights, hotels, car rentals, and more. This provides you with the flexibility to use your rewards in a way that suits your travel preferences.
The Aspire Travel rewards program, the Capital One Aspire Travel World Elite Mastercard offers comprehensive travel insurance coverage. This includes travel medical insurance, trip interruption/cancellation insurance, and rental car collision/loss damage insurance.
These coverages ensure that you are protected during your journeys. Furthermore, the card provides valuable perks such as concierge services and access to exclusive events. These additional benefits can enhance your overall travel experience.
Key features of the Capital One Aspire Travel World Elite Mastercard include:
- Earn 2 reward miles for every $1 spent on all purchases
- Redeem miles for any travel expense
- Comprehensive travel insurance coverage
- Valuable perks such as concierge services and access to exclusive events
8. Rogers World Elite Mastercard
The Rogers World Elite Mastercard is an excellent choice for travellers who want to earn cash back while exploring the world. With this card, you will earn unlimited cash-back rewards on all purchases, including 1.75% on foreign currency transactions. The cashback can be redeemed towards any purchase, including travel expenses, allowing you to save money on your trips.
The cashback rewards, the Rogers World Elite Mastercard offer valuable benefits for travellers. The card provides complimentary roadside assistance, ensuring that you have assistance in case of emergencies while on the road. Furthermore, the card offers travel insurance coverage, protecting you during your journeys. Additionally, the card has no annual fee, making it a cost-effective option for frequent travellers.
Key features of the Rogers World Elite Mastercard include:
- Earn unlimited cash-back rewards on all purchases
- 1.75% cash back on foreign currency transactions
- Cashback can be redeemed towards any purchase, including travel expenses
- Complimentary roadside assistance
- Travel insurance coverage
- No annual fee
10. WestJet RBC World Elite Mastercard
For individuals who frequently travel with WestJet, the WestJet RBC World Elite Mastercard is a must-have. This card allows you to earn WestJet dollars on every purchase, which can be redeemed for flights, vacation packages, and seat upgrades. By using this card, you can save money on your WestJet travel expenses and enjoy exclusive benefits.
One of the key benefits of the WestJet RBC World Elite Mastercard is the annual companion voucher. This voucher allows you to bring a companion on your WestJet flights for a reduced cost or even free, depending on the fare class. This can result in significant savings for frequent travellers. Additionally, the card provides comprehensive travel insurance coverage, ensuring that you are protected during your journeys.
Key benefits of the WestJet RBC World Elite Mastercard include:
- Earn WestJet dollars on every purchase
- Redeem dollars towards flights, vacation packages, and seat upgrades
- Annual companion voucher for reduced or free companion travel
- Comprehensive travel insurance coverage
The Best Travel Credit Cards in Canada offer a wide range of benefits and rewards for all types of travellers.
Whether you’re looking for no foreign transaction fees, flexible redemption options, or exclusive travel perks, there’s a card on this list that suits your travel needs.
Remember to choose a card that aligns with your spending habits and travel preferences to make the most out of your travel experiences. Bon voyage!
FAQ
What are the standout features of the Scotiabank Passport Visa Infinite Card?
– No foreign transaction fees on purchases made abroad
– Earn 2 Scotia Rewards points for every $1 spent on eligible purchases
– Complimentary airport lounge access
– Travel insurance coverage
– Concierge services
What benefits does the BMO World Elite Mastercard offer?
– Earn 3 BMO Rewards points for every $1 spent on eligible purchases
– Redeem points for flights, hotels, vacation packages, and more
– Comprehensive travel insurance coverage
– VIP airport lounge access
– Concierge services
What are the key features of the American Express Cobalt Card?
– Earn 5x the points on eligible eats and drinks
– 2x the points on eligible travel purchases
– 1x the points on all other purchases
– Flexible redemption options, including transferring points to airline and hotel loyalty programs
– Travel insurance coverage
– Access to exclusive experiences
What benefits does the TD Aeroplan Visa Infinite Card provide?
– Earn Aeroplan Miles on every purchase
– Redeem miles for flights, hotel stays, car rentals, and more
– Benefits such as priority check-in, complimentary first-checked bag, and access to Air Canada Maple Leaf Lounges
– Comprehensive travel insurance coverage
– Exclusive Visa Infinite perks
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