The Most affordable Cities in Ontario for Students

Updated March 22, 2026

Thanks to its many prestigious universities and colleges, Ontario is a popular destination for students. However, as tuition and living expenses rise, students are increasingly looking for cities where they can stretch their budgets.

Luckily, Ontario offers several affordable citiesthat provide excellent educational opportunities and a lower cost of living. Each offers a blend of affordable housing, recreational activities, and a conducive environment for academic success. Here are some of the most affordable cities in Ontario for students in 2025.

The Most Affordable Cities in Ontario for Students 2025

1. Thunder Bay

Thunder Bay consistently ranks as one of Ontario’s most affordable cities for students. The average home price is below $300,000, making it an attractive option for students looking to live off-campus. Rent for a one-bedroom apartment averages around $1,000, much lower than the larger cities in Southern Ontario.

Thunder Bay’s low cost of living is paired with great outdoor activities, such as hiking and skiing. Students studying at Lakehead University or Confederation College can benefit from the city’s mix of affordability and natural beauty, allowing them to maintain a healthy balance between academic life and recreation.

2. Windsor

Windsor is known for its affordability and proximity to the U.S. border, adding another opportunity for students, especially those interested in cross-border studies or internships. The average rent for a one-bedroom apartment is around $1,355, one of the cheapest in the province. Home to the University of Windsor and St. Clair College, the city offers a range of academic programs, making it a top choice for students. Windsor’s cultural diversity and vibrant local arts scene contribute to a rich student experience.​

3. Sudbury

Sudbury is a bilingual city with a rich cultural history and a thriving student population. The average rent is around $1,200 for a one-bedroom apartment, making it a highly affordable option. Home to Laurentian University and Cambrian College, Sudbury is a great fit for students pursuing post-secondary education while managing tight budgets. Its proximity to nature offers plenty of skiing, canoeing, and hiking opportunities. Students can also benefit from the strong community ties in the city, which fosters a supportive academic and social environment.​

4. St. Catharines

St. Catharines offers an affordable living environment for students, with the average rent for a one-bedroom apartment at about $1,500. Brock University is the major educational institution in the area, attracting a diverse student population. Students in St. Catharines enjoy a mix of small-town charm and proximity to major cities like Toronto and Niagara Falls. Public transportation is accessible and affordable, making it easy to get around the city. The cost of living in St. Catharines is significantly lower than in larger urban centers, which is a huge benefit for students on a budget.

5. Peterborough

Peterborough is another affordable city for Trent University or Fleming College students. Rent for a one-bedroom apartment is around $1,500, making it one of the more affordable cities in the Greater Toronto Area (GTA). Peterborough’s proximity to Toronto, just 90 minutes away, makes it an ideal choice for students who want to stay close to the big city without paying high rent. The city offers a thriving arts scene, several parks, and cultural events, providing a fulfilling life for students outside of academics.

6. Sault Ste. Marie

Sault Ste. Marie is an excellent option for students seeking an affordable and quiet city. The average rent for a one-bedroom apartment is about $1,100, making it one of the cheapest in Ontario. Students at Algoma University benefit from the city’s low cost of living and natural beauty. Sault Ste. Marie is known for its scenic landscapes, including lakes and parks, providing students with plenty of recreational opportunities. Its small-town feel and affordable living expenses make it an ideal location for students who prefer a peaceful study environment.​

7. Kingston

Kingston offers a relatively affordable option for students attending Queen’s University or St. Lawrence College. The average rent for a one-bedroom apartment is around $1,521, making it a bit more expensive than some other cities on this list. However, Kingston’s vibrant student life and historical significance make it a desirable place to live. The city offers a wide range of restaurants, cafes, and cultural activities, providing a fulfilling social life for students. Public transportation is also convenient, making it easy to navigate around the city​.

8. London

London is home to Western University and Fanshawe College, two of Ontario’s most well-known educational institutions. The average rent for a one-bedroom apartment is around $1,500, making it a good option for students looking for affordability without sacrificing amenities. London has a growing student population, thanks to its academic reputation and job opportunities. The city’s strong healthcare system, access to entertainment, and student-friendly housing options make it a great place to live. London’s vibrant downtown offers plenty of entertainment options for students, from live music venues to affordable dining​.

9. Sarnia

Sarnia, located near the U.S. border on the shores of Lake Huron, offers students an affordable place to live with an average rent of $1,200. Lambton College is a prominent educational institution in the city, attracting students from across the country. Sarnia is known for its beautiful waterfront, local parks, and vibrant community life. The city’s job market is relatively strong in industries such as manufacturing and petrochemicals, providing employment opportunities for students. The combination of affordable rent, natural beauty, and educational resources makes Sarnia a great choice for students​.

10. Chatham-Kent

Chatham-Kent is a rural community known for its affordable living costs and quiet lifestyle. The average rent for a one-bedroom apartment is around $1,533. While it offers a slower pace of life compared to urban centers, Chatham-Kent is close enough to Windsor to provide access to larger city amenities. Its strong sense of community and lower cost of living make it an attractive option for students looking to avoid the higher rents of urban centers. Students can also enjoy the area’s natural beauty, including nearby parks and lakes.

Choosing the right city for post-secondary education is a critical decision, especially when considering the cost of living. Ontario offers a variety of affordable cities that cater to students’ needs, whether they prefer urban centers or more rural settings. Thunder Bay, Windsor, and Sudbury stand out for their affordability, while cities like Kingston and London offer a mix of student life and reasonable living costs. Regardless of the choice, these cities provide a balanced environment where students can focus on their education without worrying too much about their finances.